*{box-sizing:border-box}:root{--blue:#0b63ce;--blue2:#0a82e8;--navy:#081a30;--ink:#14263d;--muted:#6b7b90;--line:#e3eaf2;--soft:#f5f8fc;--white:#fff}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{text-decoration:none;color:inherit}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.top{height:76px;border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);backdrop-filter:blur(12px);position:sticky;top:0;z-index:20}.nav{height:100%;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;font-size:22px;font-weight:900;letter-spacing:-.8px}.mark{width:38px;height:38px;display:grid;place-items:center;background:var(--blue);color:#fff;border-radius:10px}.brand b{color:var(--blue)}nav{display:flex;gap:26px;align-items:center;font-size:12px;font-weight:750;color:#53657b}nav a:hover{color:var(--blue)}.navbtn{background:var(--blue);color:#fff;padding:10px 15px;border-radius:8px}.menu{display:none;border:0;background:none;font-size:24px}.hero{color:#fff;background:linear-gradient(125deg,#063f8f,#0a69d7 60%,#1687ea);padding:88px 0;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;width:600px;height:600px;border:100px solid rgba(255,255,255,.06);border-radius:50%;right:-250px;top:-330px}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.eyebrow,.kicker{font-size:10px;letter-spacing:2px;font-weight:900}.eyebrow{color:#c9e7ff}.hero h1{font-size:clamp(45px,6vw,70px);line-height:1.02;letter-spacing:-3.5px;margin:14px 0 22px}.hero h1 em{font-style:normal;color:#d8efff}.hero p{font-size:16px;color:#e0efff;max-width:650px}.actions{display:flex;gap:12px;margin-top:28px;flex-wrap:wrap}.btn{display:inline-flex;gap:10px;align-items:center;padding:13px 18px;border-radius:9px;font-size:12px;font-weight:850}.white{background:#fff;color:var(--blue)}.outline{border:1px solid rgba(255,255,255,.4);color:#fff}.panel{background:#fff;color:var(--ink);border-radius:20px;padding:25px;box-shadow:0 30px 70px rgba(0,30,80,.24)}.panel .tag{font-size:9px;letter-spacing:1.5px;color:#8291a4;font-weight:900}.panel h2{font-size:28px;line-height:1.15;letter-spacing:-1.2px;margin:15px 0}.metric{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}.metric div{padding:14px;background:var(--soft);border:1px solid var(--line);border-radius:10px}.metric strong{display:block;color:var(--blue);font-size:21px}.metric span{font-size:9px;color:var(--muted);font-weight:700}.section{padding:90px 0}.head{display:grid;grid-template-columns:1fr 410px;gap:70px;align-items:end;margin-bottom:42px}.kicker{color:var(--blue);margin-bottom:9px}h2{font-size:clamp(34px,4vw,50px);line-height:1.08;letter-spacing:-2px;margin:0}.head p,.lead{font-size:13px;color:var(--muted)}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.card{border:1px solid var(--line);border-radius:16px;padding:25px;min-height:270px;background:#fff;transition:.2s}.card:hover{transform:translateY(-5px);box-shadow:0 20px 50px rgba(20,45,80,.1);border-color:#cbdbea}.num{font-size:10px;color:#91a0b1;font-weight:900}.icon{margin:25px 0 18px;width:45px;height:45px;display:grid;place-items:center;border-radius:12px;background:#eaf4ff;color:var(--blue);font-weight:900}.card h3{font-size:18px;line-height:1.2;margin:0 0 9px}.card p{font-size:11px;color:var(--muted);margin:0}.soft{background:var(--soft)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:15px;overflow:hidden}.step{background:#fff;padding:30px}.step strong{display:block;color:var(--blue);font-size:11px}.step h3{margin:8px 0 4px;font-size:20px}.step p{font-size:11px;color:var(--muted)}.band{background:var(--navy);color:#fff;padding:70px 0}.bandgrid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.band p{color:#afbdd0;font-size:13px}.list{border-top:1px solid rgba(255,255,255,.12)}.list div{padding:17px 0;border-bottom:1px solid rgba(255,255,255,.12)}.list b{font-size:13px}.list span{display:block;color:#aebdd0;font-size:10px}.cta{padding:65px 0;background:linear-gradient(120deg,#0754ad,#0b7ce4);color:#fff}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:25px}.cta h2{font-size:38px}.cta p{color:#d8ebff;font-size:12px}.footer{background:#081423;color:#8fa0b5;padding:40px 0 18px}.foot{display:flex;justify-content:space-between;gap:30px}.footlinks{display:flex;gap:20px;font-size:10px}.bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:30px;padding-top:15px;font-size:9px}@media(max-width:900px){.hero-grid,.bandgrid{grid-template-columns:1fr}.grid4{grid-template-columns:1fr 1fr}.head{grid-template-columns:1fr;gap:15px}.steps{grid-template-columns:1fr}.cta-inner{display:block}}@media(max-width:680px){.wrap{width:calc(100% - 28px)}.top{height:68px}.menu{display:block}.nav nav{display:none}.nav nav.open{display:flex;position:absolute;left:0;right:0;top:68px;background:#fff;flex-direction:column;padding:12px 18px;border-bottom:1px solid var(--line);box-shadow:0 15px 35px #1232  }.hero{padding:65px 0}.hero h1{font-size:47px;letter-spacing:-2.5px}.grid4{grid-template-columns:1fr}.section{padding:70px 0}.foot{display:block}.footlinks{margin-top:20px;flex-wrap:wrap}.cta h2{font-size:32px}}

/* Professional interaction states */
.btn,.navbtn{transition:background-color .18s ease,color .18s ease,border-color .18s ease,box-shadow .18s ease,transform .18s ease}
.btn:hover,.navbtn:hover{transform:translateY(-2px)}
.btn.white:hover{background:#e8f3ff;color:#064fa9;box-shadow:0 10px 26px rgba(0,0,0,.14)}
.btn.outline:hover{background:#fff;color:#0759b5;border-color:#fff}
.navbtn:hover{background:#084fa8;color:#fff}
.btn:focus-visible,.navbtn:focus-visible,nav a:focus-visible,.menu:focus-visible{outline:3px solid rgba(104,190,255,.65);outline-offset:3px}
.card{will-change:transform}
.card:hover .icon{background:#dceeff;color:#075bb9}
.card:focus-within{outline:2px solid #7dbbfa;outline-offset:3px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.navbtn,.card{transition:none}}